Does paying a debt collector raise your credit score? There is no guarantee that it will actually help. What usually happens is the collection bill will remain on the credit report and reflect as a paid account which doesn’t actually do much for the credit. The balance on your collection bills do not factor into your credit usage rates like a credit card would. Once something goes to collections, the damage has been done. To get it entirely removed, you need to either negotiate a pay to delete agreement or dispute the account to get it removed. #credit #credittips #credithelp #creditrepair #creditrepairtips #creditrepairservices #financetips #finance #mortgagetips #mortgage #fyp #collections #debtcollector #money