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sellyourplacewithcase

Casey Budge

227Following
4117Followers
86.8KLikes

REALTOR 🏡 Making BUYING & SELLING FUN & EASY for military families 🇺🇸

www.dibiz.com/caseybudge

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$200k in Alabama vs California (and not even a good part of CA!!) #fyp #foryou #realestate #realtor #california #alabama #realestatehumor created by Casey Budge with Casey Budge’s original sound

$200k in Alabama vs California (and not even a good part of CA!!) #fyp #foryou #realestate #realtor #california #alabama #realestatehumor

Help - I can’t remember where I live… #militarypcs #naslemoore #navywife #militarylife #militarywife #realtor #realestate #realtoroftiktok #homegirl #hanford #lemoore created by Casey Budge with Chateau Pop’s Break My Stride

Help - I can’t remember where I live… #militarypcs #naslemoore #navywife #militarylife #militarywife #realtor #realestate #realtoroftiktok #homegirl #hanford #lemoore

Does anyone know my zip code?! Did I change it with the bank yet? Where are we?! #militarypcs #militarylife #navywife #realtor #lemoore created by Casey Budge with David Snell’s Spongebob Tomfoolery - Dante9k Remix

Does anyone know my zip code?! Did I change it with the bank yet? Where are we?! #militarypcs #militarylife #navywife #realtor #lemoore

Offering less than asking price DOES save you money… but is it really as much as you think? In this scenario, I am using the average sales price in #Hanford and #Lemoore, of $385,000. With a VA loan, $0 down payment, and a VA rate pulled today of 7.5% (par rate with no buy down. Also don’t forget, rates can change multiple times a day) - which is an estimated payment (including local taxes and estimated insurance) around $3235. If you offer the seller $10,000 under their asking price ($375,000) and keep all other factors the same, the estimated payment is about $3152 - a savings of $85 a month. OR You could offer $380,000 and ask for a $5000 seller credit to buy down your interest rate. The seller nets exactly the same amount, but you buy down your rate to 6.75% for $5000. The estimated payment is $2996 and you save $156 a month. In the first example, the $85 difference in payment takes 9 years and 10 months to save $10k. In the second example, the $156 difference in payments takes 2 1/2 years to make up the $5k cost. So why do I recommend military NOT ask for a full $10k credit to buy the rate down? It’s got to save way more, RIGHT?! If the full $10k is used to buy down the rate to 6.25% (today), the estimated payment (on the full list price of $385,000) is $2906 - a difference of $246/month. The monthly savings would take 3 1/2 years to recoup $10,000; typically longer than the service member is stationed at a single base. AND you would *probably* be able to refinance to a significantly lower rate and payment before that full 3 1/2 years, so you’d lose the benefit of the full $10k. #H#HomeGirlr#realestater#realtorn#naslemooreL#LemooreH#Hanfordr#realtoroftiktokh#hanfordrealtorl#lemoorerealtorn#naslemoorerealtorm#militaryv#veteransm#militaryhomebuyerP#PCSseasonn#navyP#PCScalifornia created by Casey Budge with Mike Shinoda’s Already Over

452

Offering less than asking price DOES save you money… but is it really as much as you think?

In this scenario, I am using the average sales price in #Hanford and #Lemoore , of $385,000. With a VA loan, $0 down payment, and a VA rate pulled today of 7.5% (par rate with no buy down. Also don’t forget, rates can change multiple times a day) - which is an estimated payment (including local taxes and estimated insurance) around $3235.

If you offer the seller $10,000 under their asking price ($375,000) and keep all other factors the same, the estimated payment is about $3152 - a savings of $85 a month.

OR

You could offer $380,000 and ask for a $5000 seller credit to buy down your interest rate. The seller nets exactly the same amount, but you buy down your rate to 6.75% for $5000. The estimated payment is $2996 and you save $156 a month.

In the first example, the $85 difference in payment takes 9 years and 10 months to save $10k.

In the second example, the $156 difference in payments takes 2 1/2 years to make up the $5k cost.

So why do I recommend military NOT ask for a full $10k credit to buy the rate down? It’s got to save way more, RIGHT?!

If the full $10k is used to buy down the rate to 6.25% (today), the estimated payment (on the full list price of $385,000) is $2906 - a difference of $246/month. The monthly savings would take 3 1/2 years to recoup $10,000; typically longer than the service member is stationed at a single base. AND you would *probably* be able to refinance to a significantly lower rate and payment before that full 3 1/2 years, so you’d lose the benefit of the full $10k.

#H#HomeGirl r#realestate r#realtor n#naslemoore L#Lemoore H#Hanford r#realtoroftiktok h#hanfordrealtor l#lemoorerealtor n#naslemoorerealtor m#military v#veterans m#militaryhomebuyer P#PCSseason n#navy P#PCS california

Finding the best local pizza in Hanford & Lemoore California Who do you think has the best local pizza?? #hanford #hanfordca #lemoore #lemoorecalifornia #naslemoore #kingscounty #realestate #realtor #lender #valoans @VA Loan Chick created by Casey Budge with Casey Budge’s original sound

608

Finding the best local pizza in Hanford & Lemoore California

Who do you think has the best local pizza??

#hanford #hanfordca #lemoore #lemoorecalifornia #naslemoore #kingscounty #realestate #realtor #lender #valoans @VA Loan Chick

I’ve jumped quite a few fences… and may have also climbed through a number of unlocked windows…. #Hom#HomeGirla#realestatea#realtors#naslemoorem#Lemooren#Hanforda#realtoroftiktokn#hanfordrealtorm#lemoorerealtors#naslemoorerealtorl#militaryv#navyS created by Casey Budge with Casey Budge’s original sound

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I’ve jumped quite a few fences… and may have also climbed through a number of unlocked windows….

#Hom #HomeGirl a#realestate a#realtor s#naslemoore m#Lemoore n#Hanford a#realtoroftiktok n#hanfordrealtor m#lemoorerealtor s#naslemoorerealtor l#military v#navy S

Investing in real estate is the most attainable and fastest (legal) way to build wealth. Its actually probably the fastest legal or illegal way. But Im not sure on that because im not a criminal. 💁🏼‍♀️ #realestateinvesting #realestatetiktok #invest #housingmarket #firsttimehomebuyer #realtoroftiktok #homeownership #realtor #homeowner created by Casey Budge with Let’s Goal Up’s original sound

401

Investing in real estate is the most attainable and fastest (legal) way to build wealth.

Its actually probably the fastest legal or illegal way. But Im not sure on that because im not a criminal. 💁🏼‍♀️

#realestateinvesting #realestatetiktok #invest #housingmarket #firsttimehomebuyer #realtoroftiktok #homeownership #realtor #homeowner

Today’s local spotlight is… ⭐️ Dads Cookies ⭐️ They just opened a new location in #Lemoore #california 🤩 Off highway 41 and Bush St - perfect to grab on the way to or from #naslemoore ✈️ They offer 5 staple cookies, 2 weekly cookies, and 3 weekly cookies on a daily rotation! Changing flavors means you can go all the time and NEVER GET BORED!! Go check them out when youre in Lemoore!! 10 Belle Haven Dr Lemoore CA 93245 #H#HomeGirlr#realestater#realtorn#naslemooreL#LemooreH#Hanfordr#realtoroftiktokh#hanfordrealtorl#lemoorerealtorn#naslemoorerealtorm#militaryv#veteransm#militaryhomebuyerP#PCSseasonn#navyPCS created by Casey Budge with FETISH’s Come Check This

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Today’s local spotlight is…

⭐️ Dads Cookies ⭐️

They just opened a new location in #Lemoore #california 🤩 Off highway 41 and Bush St - perfect to grab on the way to or from #naslemoore ✈️

They offer 5 staple cookies, 2 weekly cookies, and 3 weekly cookies on a daily rotation! Changing flavors means you can go all the time and NEVER GET BORED!!

Go check them out when youre in Lemoore!!

10 Belle Haven Dr Lemoore CA 93245

#H#HomeGirl r#realestate r#realtor n#naslemoore L#Lemoore H#Hanford r#realtoroftiktok h#hanfordrealtor l#lemoorerealtor n#naslemoorerealtor m#military v#veterans m#militaryhomebuyer P#PCSseason n#navy PCS

Waiting for the market to crash? Might not be the best idea… #H#HomeGirlr#realestater#realtorn#naslemooreL#LemooreH#Hanfordr#realtoroftiktokh#hanfordrealtorl#lemoorerealtorn#naslemoorerealtorm#militaryv#veteransm#militaryhomebuyerP#PCSseasonn#navyP#PCScalifornia created by Casey Budge with Casey Budge’s original sound

402

Waiting for the market to crash? Might not be the best idea…

#H #HomeGirl r#realestate r#realtor n#naslemoore L#Lemoore H#Hanford r#realtoroftiktok h#hanfordrealtor l#lemoorerealtor n#naslemoorerealtor m#military v#veterans m#militaryhomebuyer P#PCSseason n#navy P#PCS california

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