authorpariswoods
Dr. Paris - Freedom Lover
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I help women gain freedom by earning what they’re worth and safely investing👇🏾
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It’s HARD to fight battles alone, and when it comes to the battle of getting ahead of your finances, it’s incredibly helpful to build a strong support system that flows with your goals.
another thing that helped me along the way was having an accountability buddy when it came to crushing my financial goals. In my case, it was someone who had similar goals as me!
This provided us both the accountability we needed, and even made it fun along the process!
#financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
another thing that helped me along the way was having an accountability buddy when it came to crushing my financial goals. In my case, it was someone who had similar goals as me!
This provided us both the accountability we needed, and even made it fun along the process!
#financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
It’s HARD to fight battles alone, and when it comes to the battle of getting ahead of your finances, it’s incredibly helpful to build a strong support system that flows with your goals.
Have you made a budget and told yourself you’re sticking to it no matter what, and then get a text from your friend group inviting you out? It’s a tough choice, and it’s so easy to give in and out your goals on hold for a fun time.
But, it works both ways! You can be an advocate for yourself and politely announce your goals, and maybe they will join in and your whole group of friends can join in on the financial freedom journey.
#budgetingmadesimple #financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
Have you made a budget and told yourself you’re sticking to it no matter what, and then get a text from your friend group inviting you out? It’s a tough choice, and it’s so easy to give in and out your goals on hold for a fun time.
But, it works both ways! You can be an advocate for yourself and politely announce your goals, and maybe they will join in and your whole group of friends can join in on the financial freedom journey.
#budgetingmadesimple #financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
Poverty is a very real threat to so many of us, especially those living paycheck to paycheck and feeling trapped.
As someone who pulled herself out of poverty, I still default to those fears sometimes of not having enough. Here’s one of the biggest things that helped me throughout my financial freedom journey that can help you, too.
Yesterday, I told you how important it was to build your emergency fund.
Today, we’re talking about DEBT. Debt is keeping you from total control and freedom over your money. It becomes another worry if something happens to your financial situation.
Finally, the REWARD. What financial freedom is all about. You can worry less about money from your last and start doing things to build your future, both in terms of investments and the enjoyable things in life.
#budgetingmadesimple #financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
As someone who pulled herself out of poverty, I still default to those fears sometimes of not having enough. Here’s one of the biggest things that helped me throughout my financial freedom journey that can help you, too.
Yesterday, I told you how important it was to build your emergency fund.
Today, we’re talking about DEBT. Debt is keeping you from total control and freedom over your money. It becomes another worry if something happens to your financial situation.
Finally, the REWARD. What financial freedom is all about. You can worry less about money from your last and start doing things to build your future, both in terms of investments and the enjoyable things in life.
#budgetingmadesimple #financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
Poverty is a very real threat to so many of us, especially those living paycheck to paycheck and feeling trapped.
As someone who pulled herself out of poverty, I still default to those fears sometimes of not having enough. Here’s one of the biggest things that helped me throughout my financial freedom journey that can help you, too.
An emergency fund is ESSENTIAL to 1) staying out of debt, 2) giving you peace of mind and 3) building opportunity for future wealth. It’s your safety net that will catch your finances if (and when!) you have emergencies or are down on your luck.
You don’t have to worry about whether or not you’ll pay your bills on time when things happen.
#budgetingmadesimple #financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
As someone who pulled herself out of poverty, I still default to those fears sometimes of not having enough. Here’s one of the biggest things that helped me throughout my financial freedom journey that can help you, too.
An emergency fund is ESSENTIAL to 1) staying out of debt, 2) giving you peace of mind and 3) building opportunity for future wealth. It’s your safety net that will catch your finances if (and when!) you have emergencies or are down on your luck.
You don’t have to worry about whether or not you’ll pay your bills on time when things happen.
#budgetingmadesimple #financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
🔥Hot take🔥Sticking to a budget is easy. Don’t believe me? Read more to change your financial future!
The trick is to create an automated system for yourself.
This means, removing distractions like our beloved Amazon app that gets even myself into trouble.
Once I realized this was a weakness, where most of my impulse buying was coming from, I created a system.
I created a separate checking account to keep my budget tight in this area I know is my weakness, and removed every other card saved on file from my account.
#budgetingmadesimple #financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
The trick is to create an automated system for yourself.
This means, removing distractions like our beloved Amazon app that gets even myself into trouble.
Once I realized this was a weakness, where most of my impulse buying was coming from, I created a system.
I created a separate checking account to keep my budget tight in this area I know is my weakness, and removed every other card saved on file from my account.
#budgetingmadesimple #financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
🔥Hot take🔥Sticking to a budget is easy. Don’t believe me? Read more to change your financial future!
The trick is to create an automated system for yourself.
We are constantly depleting our tank of willpower by making choices constantly throughout the day.
That includes…
-removing tempting apps that contribute to impulse spending
-removing conveniences like saving your card in payment systems (like Amazon 1-click)
-cleaning up your email list from all those tempting sales
The more you streamline your goal by removing distractions, the faster you can achieve financial freedom!
#budgetingmadesimple #financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
The trick is to create an automated system for yourself.
We are constantly depleting our tank of willpower by making choices constantly throughout the day.
That includes…
-removing tempting apps that contribute to impulse spending
-removing conveniences like saving your card in payment systems (like Amazon 1-click)
-cleaning up your email list from all those tempting sales
The more you streamline your goal by removing distractions, the faster you can achieve financial freedom!
#budgetingmadesimple #financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
Are you part of the majority who are haunted by student loan debt?
You’re NOT alone. Let’s talk about how you can get out from under this debt and be on your way to achieving financial freedom.
1. Know how much debt you have.
2. Make a realistic goal on how much to pay every month. THEN add 10% as a bit of a challenge!
3. Then figure out where in your budget you can either cut expenses or boost your income a bit.
4. Automate your savings so you don’t even have to think about it.
#studentloandebt #financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
You’re NOT alone. Let’s talk about how you can get out from under this debt and be on your way to achieving financial freedom.
1. Know how much debt you have.
2. Make a realistic goal on how much to pay every month. THEN add 10% as a bit of a challenge!
3. Then figure out where in your budget you can either cut expenses or boost your income a bit.
4. Automate your savings so you don’t even have to think about it.
#studentloandebt #financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
Dreaming of retiring early?
Pete Adeney did it best!
He was smart in financial planning and once retired at the age of 30, only lived on 4% of his retirement income.
While retiring at age 30 requires a ton of sacrifice and a lot of prior planning and wealth building along the way, we don’t have to write off early retirement from our reach.
Start your investment accounts and let time be on your side, and make conscious decisions to set these financial goals for yourself.
Need some help to get started? Shoot me a DM to see how I can help!
#investing #financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
Pete Adeney did it best!
He was smart in financial planning and once retired at the age of 30, only lived on 4% of his retirement income.
While retiring at age 30 requires a ton of sacrifice and a lot of prior planning and wealth building along the way, we don’t have to write off early retirement from our reach.
Start your investment accounts and let time be on your side, and make conscious decisions to set these financial goals for yourself.
Need some help to get started? Shoot me a DM to see how I can help!
#investing #financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
Dreaming of retiring early?
Aren’t we all? We all dream of easy, slow days without the constant need for hustle—but we can’t achieve this goal by accident!
Early into my financial freedom journey, I came across Pete Adeney’s finance blog. I was intrigued by the fact that he retired at age 30.
The reality was, he and his family were living on $25,000 a year and SAVING the rest of his 6 figure earnings.
Of course, this took a sacrifice I was not quite willing to make, BUT I did admire some of his takeaways…
Stay tuned for more about the 4% rule and how it can be used to help you achieve financial freedom!
#investing #financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
Aren’t we all? We all dream of easy, slow days without the constant need for hustle—but we can’t achieve this goal by accident!
Early into my financial freedom journey, I came across Pete Adeney’s finance blog. I was intrigued by the fact that he retired at age 30.
The reality was, he and his family were living on $25,000 a year and SAVING the rest of his 6 figure earnings.
Of course, this took a sacrifice I was not quite willing to make, BUT I did admire some of his takeaways…
Stay tuned for more about the 4% rule and how it can be used to help you achieve financial freedom!
#investing #financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
Dreaming of retiring early?
Aren’t we all? We all dream of easy, slow days without the constant need for hustle—but we can’t achieve this goal by accident!
As I began my research into my own financial journey, I knew retirement would be one of my big goals.
I came across Pete Adeney’s finance blog about the 4% rule, which changed the way I thought about saving.
Stay tuned for more about the 4% rule and how it can be used to help you achieve financial freedom!
#investing #financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
Aren’t we all? We all dream of easy, slow days without the constant need for hustle—but we can’t achieve this goal by accident!
As I began my research into my own financial journey, I knew retirement would be one of my big goals.
I came across Pete Adeney’s finance blog about the 4% rule, which changed the way I thought about saving.
Stay tuned for more about the 4% rule and how it can be used to help you achieve financial freedom!
#investing #financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
We’ve all seen the headlines about the US banking system failures, but is it something YOU should be afraid of?
For most of us, we can be assured that there is something in place for us that protects our money up to $250,000 in the banks, called the FDIC.
We can have peace of mind the money in our bank account will be safe, but that just means we have other things to worry about—like GROWING our savings in a time of uncertainty and still building wealth.
#financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
For most of us, we can be assured that there is something in place for us that protects our money up to $250,000 in the banks, called the FDIC.
We can have peace of mind the money in our bank account will be safe, but that just means we have other things to worry about—like GROWING our savings in a time of uncertainty and still building wealth.
#financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
If impulsive spending is the thing stopping you from stepping into a life of financial freedom, these tips are for you!
One thing that can help you is to separate your accounts and to keep your discretionary cash in its own account. That way, you don’t go over budget, and you’re less tempted to make the effort to move money around.
Alternatively, you could just carry cash! Don’t be tempted to tap into your bank account or even credit cards and simply leave them away from you when you know you are tempted to spend.
Speaking of, credit cards should be kept FAR away during any spending spree opportunities. You’re not doing yourself any favors by making yourself think you have more money to spend than you actually do.
#financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
One thing that can help you is to separate your accounts and to keep your discretionary cash in its own account. That way, you don’t go over budget, and you’re less tempted to make the effort to move money around.
Alternatively, you could just carry cash! Don’t be tempted to tap into your bank account or even credit cards and simply leave them away from you when you know you are tempted to spend.
Speaking of, credit cards should be kept FAR away during any spending spree opportunities. You’re not doing yourself any favors by making yourself think you have more money to spend than you actually do.
#financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
Impulsive spending—let’s kick this habit together and get on track to achieving financial freedom!
Impulsive spending happens when we start spending out of control and outside of our budget.
BUT before you start beating yourself up about “bad spending habits”, the answer is not that you need “more discipline”.
Once you have a set budget allocated to both your necessities and your additional spending, a great tip is to limit your access to your cash during those moments of weakness.
Stay tuned for the final day of this series and get set traight on your journey to stop impulsive spending!
#financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
Impulsive spending happens when we start spending out of control and outside of our budget.
BUT before you start beating yourself up about “bad spending habits”, the answer is not that you need “more discipline”.
Once you have a set budget allocated to both your necessities and your additional spending, a great tip is to limit your access to your cash during those moments of weakness.
Stay tuned for the final day of this series and get set traight on your journey to stop impulsive spending!
#financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
Now that you know NOT to feel guilty about your impulsive spending, you’ll need to get clear about what you DO want to spend your hard-earned money on to enjoy.
I know the word “budget” gets a bad rap, but it doesn’t have to seem restrictive. You just need a specific amount to allow yourself some to spend guilt-free on what you actually care about.
Once you have a set budget allocated to both your necessities and your additional spending, a great tip is to limit your access to your cash during those moments of weakness.
What are your top categories you value the most to allocate your budget towards?
#financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
I know the word “budget” gets a bad rap, but it doesn’t have to seem restrictive. You just need a specific amount to allow yourself some to spend guilt-free on what you actually care about.
Once you have a set budget allocated to both your necessities and your additional spending, a great tip is to limit your access to your cash during those moments of weakness.
What are your top categories you value the most to allocate your budget towards?
#financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
If you have big dreams that might seem TOO big to achieve, break it down into smaller goals!
I knew my goal was to write a book to improve the financial lives of black women. When I first started, it was definitely overwhelming.
I overcame this by finding one small actionable step I could take immediately to start the process.
It could’ve been creating an outline, making notes on what I wanted to include, or even writing the first draft of page one. But I DID it. One small step at a time that eventually became a best-seller!
Ready to take the first step of your financial journey? Get your Black Girl’s Guide to Financial Freedom and take your small step today!
#financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
I knew my goal was to write a book to improve the financial lives of black women. When I first started, it was definitely overwhelming.
I overcame this by finding one small actionable step I could take immediately to start the process.
It could’ve been creating an outline, making notes on what I wanted to include, or even writing the first draft of page one. But I DID it. One small step at a time that eventually became a best-seller!
Ready to take the first step of your financial journey? Get your Black Girl’s Guide to Financial Freedom and take your small step today!
#financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
Where did my inspiration come from to write my book to help other black women achieve financial freedom.
I credit a lot of my inspiration to 1) finding the need, but 2) clarity.
I knew in my 20 year plan that I wanted to inspire and help others—and here we are!
If you want clarity to achieve similar goals in your life, you’ll want to set visions for yourself and create ways to make baby steps towards those big goals. You’ve got this!
#financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment
I credit a lot of my inspiration to 1) finding the need, but 2) clarity.
I knew in my 20 year plan that I wanted to inspire and help others—and here we are!
If you want clarity to achieve similar goals in your life, you’ll want to set visions for yourself and create ways to make baby steps towards those big goals. You’ve got this!
#financialfreedom #womeninfinance #blackgirlmagic #personalfinance #wealthmindset #moneymindset #womenempowerment